THE country’s health insurer today announced that it is now extending its insurance coverage to parents below 60 years old but with permanent disability.
Thus, members of the Philippine Health Insurance Corporation (PhilHealth) whose parents are permanently disabled which renders them to be totally dependent to the member, may now include them as their qualified legal dependents. As beneficiaries, parents can avail themselves of PhilHealth benefits in any accredited health care institution nationwide.
This new development is embodied in Section 3.n. of the Implementing Rules and Regulations of Republic Act 10606 or the National Health Insurance Act of 2013 which states that among the legal dependents that may now be declared are “parents with permanent disability, regardless of age as determined by the Corporation that renders them totally dependent on the member for subsistence.”
Members who intend to include their disabled parent as their additional dependent need to submit to the nearest PhilHealth office, a duly accomplishedPhilHealth Member Registration Form (PMRF) and a detailed Medical Certificate issued by attending physician stating the diagnosis, extent of disability and the date when the disability was acquired. The PMRF may be downloaded from www.philhealth.gov.ph.
“We are mandated by law to provide health insurance to all Filipinos and extending the coverage to parents below 60 years old but with permanent disability is an approach to achieve universal coverage,” said Alexander A. Padilla, President and CEO of PhilHealth.
He added that parents below 60 years old whose current admission to an accredited health care institution resulted to permanent disability, can immediately be declared as dependents, and that the said confinement shall be covered, provided that prior to discharge, the necessary have been submitted to any PhilHealth Office for evaluation and amendment of the active member’s Data Record.